Home Loans > VA Home Loans
Without your service, we wouldn’t have a home. Let us help you find yours.
As your VA home loan partner, we’ll help you finance your home in the most transparent and financially responsible way possible.
![image of scrapbook of veteran](https://bankwithchoice.com/wp-content/uploads/2019/02/VA-HomeLoans_Header_540x360p.jpg)
About VA Home Loans
Available exclusively to active service members, veterans, and eligible surviving spouses, VA Home Loans serve you in ways no other type of home loan can.
Zero Down
Secure your home loan for 0% down payment.
No PMI Payments
Save hundreds by avoiding monthly Private Mortgage Insurance payments.
Low Interest Rates
VA loans typically feature lower rates than conventional financing.
“We’re a homeowner, thanks to Blair and Choice Bank. We’re a homeowner!”
Gerarld, Army National Guard
579th Combat Engineers, Alpha Company
Our VA Home Loan Team
![headshot](https://bankwithchoice.com/wp-content/uploads/2019/04/VikkiJohnson_Moorhead_2021_300x300p-1-300x300.png)
Vikki Johnson
NMLS #418639
VP, Mortgage Loan Officer
![headshot colleen](https://bankwithchoice.com/wp-content/uploads/2018/08/ColleenKarst_Eagan_2021_300x300p-1-300x300.png)
Colleen Karst
NMLS #486231
SVP, Mortgage Loan Officer
![headshot](https://bankwithchoice.com/wp-content/uploads/2019/02/DebKolling_GrandForks_2021_300x300p-300x300.png)
Deb Kolling
NMLS #1027681
AVP, Mortgage Loan Officer
![Blair](https://bankwithchoice.com/wp-content/uploads/2019/02/BlairSandy_Fargo_2021_300x300p-1-300x300.png)
Blair Sandy
NMLS #635025
Sr. Director of Residential Mortgage Lending
![headshot](https://bankwithchoice.com/wp-content/uploads/2019/07/DexterWerner_Fargo_2021_300x300p-300x300.png)
Dexter Werner
NMLS #1868054
AVP, Mortgage Loan Officer
VA Home Loans are guaranteed by the Department of Veterans Affairs. The property must be occupied by the veteran as their primary residence. Certain restrictions may apply. Subject to credit approval. Institution ID #465995. Choice Home Loans is a division of CFG.