Banking for Individuals > Home Loans

Expert Advice. Local Service.

Through our versatile home loan options, we can help you capture the pride of a new home. Our team of experienced home lenders specializes in everything from First Time Home and Construction to VA, FHA and Home Equity Lines of Credit. From pre-qualification to your final payment – we’re here for you every step of the way.

Meet our Home Loan Team
woman standing in kitchen

Apply For a Choice Home Loan

Whether you’re house hunting and just getting started, or ready to apply, you’ll get started here. Select the option that best applies to you:

Get Prequalified    Refinance    Construction

Manage My Home Loan

Use our secure online portal to make updates to your home loan, upload documents, communicate with your lender, and more.

Home Loans

It feels good to be home.

Especially after you navigate the winding road of open houses, offers, mortgages and moving. Through our versatile home loan options, we can help you capture the pride of a new home. Let’s find an option that fits you.

  • First Time Home Buyer

    Your first home brings anticipation – and perhaps a few fears. From pre-qualification through closing, we’re there with programs designed for you.

  • Conventional, Conforming and Jumbo

    Many buying or refinancing needs are met through conventional, conforming or jumbo loans. The right option depends on your loan needs, your income and credit history, and your down payment. We’ll identify what’s best for your situation.

  • FHA

    If you need a lower down payment, or your credit history has a few flaws, an FHA loan may be right for you.

  • VA

    VA loans are an attractive option if you’ve served (or currently serve) in the U.S. military. Your loan is backed by the Department of Veterans Affairs (VA). Learn More ›

  • Construction

    Building a home brings so many decisions. With our construction loan programs, you can focus on floor plans, cabinets and paint colors – not your financing.

  • Home Equity Loans and Lines of Credit

    Put your home equity to work with a line of credit or loan. Buy a new car, consolidate debt or make home improvements.

  • Vacation Home

    Found the perfect summer lake cabin? Finance it through our vacation home options.

  • Investment Property

    If you’re ready for an investment property venture, we’re your financing partner. Together, we’ll set you up for success.

Choice Home Loans is a division of CFG. Certain restrictions may apply. Subject to credit approval. Institution ID #465995

Home Loan Team

Celeste Burke

NMLS #1511980

Mortgage Loan Officer

(701) 224-7046

Chris Danielson Headshot

Chris Danielson

NMLS #2176709

Mortgage Loan Officer

(701) 738-4321

Vikki Johnson Headshot

Vikki Johnson

NMLS #418639

VP Mortgage Loan Officer

(701) 356-9684

Colleen Karst Headshot

Colleen Karst

NMLS #486231

SVP Mortgage Loan Officer

(651) 289-2221

Deb Kolling Headshot

Deb Kolling

NMLS #1027681

AVP Mortgage Loan Officer

(701) 738-4311

Lindsey Matter

NMLS # 631932

SVP Mortgage Loan Officer

(701) 250-1901

Blair Sandy Headshot

Blair Sandy

NMLS #635025

Director of Residential Mortgage Lending

(701) 356-9717

Dexter Werner Headshot

Dexter Werner

NMLS #1868054

Mortgage Loan Officer

(701) 551-3287