Holiday Hours & Cutoff Times

Wednesday,
December 24

Location Hours

All offices will close at 1:00 PM CST.

Transaction Cutoff Times

12:00 PM CST

ACH Origination
ACH transfer cutoff is 12:00 PM CST on Wednesday, December 24, and will not process on December 25. ACH transactions submitted after 12:00 PM CST on Wednesday, December 24, will have an effective date of Monday, December 29.

• For a Friday, December 26, effective date, submit your ACH transactions by Wednesday, December 24, at 12:00 PM CST
• For a Monday, December 29, effective date, submit your ACH transactions by Friday, December 26, at 4:00 PM CST

Bill Pay
Transaction cutoff time is 12:00 PM CST on Wednesday, December 24, and will not process on December 25.

Lockbox Deposits
Deposits will process before 12:00 PM CST on Wednesday, December 24. Deposits made after 12:00 PM CT will process on Friday, December 26.

Mobile Deposit
Deposits made after 12:00 PM CST on Wednesday, December 24 through December 25 will process Friday, December 26.

Positive Pay Decisions
Positive Pay exceptions will need to be decisioned by their normal time of 2:00 PM CST on December 24.

Remote Deposit
Deposits made after 12:00 PM CST on Wednesday, December 24, through December 25 will process Friday, December 26.

Wires (Incoming & Outgoing)

Outgoing wire cutoff is 12:00 PM CST on Wednesday, December 24. Outgoing wires submitted after 12:00 PM CST on December 24 will be reviewed and processed on Friday, December 26.

Incoming wires will be processed until 1:00 PM CST on Wednesday, December 24. Incoming wires received after 1:00 PM CST on December 24 will be reviewed and credited on Friday, December 26.

Wires (incoming & outgoing) will not process on December 25.

Thursday,
December 25

Location Hours

All offices will be closed and transactions will not process due to the federal holiday.

Wednesday,
December 31

Location Hours

All offices are open regular hours.

Transaction Cutoff Times

There will be no changes to transaction cutoff times.

Thursday,
January 1

Location Hours

All offices will be closed and transactions will not process due to the federal holiday.

Transaction Processing Information

ACH Origination
For an effective date of January 2, an ACH must be submitted by 4:00pm on December 31. ACH transactions submitted on January 1 will have an effective date of January 5.

Bill Pay
Bill Pay will not process on January 1.

Lockbox Deposits
Deposits will process on Friday, January 2.

Mobile Deposit
Deposits will process on Friday, January 2.

Positive Pay Decisions
Positive Pay exceptions will need to be decisioned by 2:00pm CT on Friday, January 2.

Remote Deposit
Deposits will process on Friday, January 2.

Wires (Incoming & Outgoing)

Outgoing wires submitted on January 1 will be reviewed and processed on Friday, January 2.

Incoming wires received on January 1 will be reviewed and credited on Friday, January 2.

Wires (incoming & outgoing) will not process on January 1.