People First. Banking Second.

Choice Bank began in 2001 with a simple focus: serve the banking needs of small communities in North Dakota, enabling them to prosper for decades to come. We’ve grown from a passionate group of rural, small-town banks into an influential force with over $6 billion in assets and team members serving customers in 22 North Dakota and Minnesota locations as well as across the nation through our national lending programs and Banking as a Service.

What #PeopleFirst Means for You

We believe banking works best when it’s built on relationships, not transactions. PeopleFirst means you get a bank that prioritizes relationships, responsiveness, and real-world solutions. We take a team-based approach, getting to know our customers, their businesses and the communities they serve. Our team shows up as trusted advisors who learn your goals, understand your challenges. Our roles isn’t just to support today’s needs, but to help our customers navigate change, plan for growth and move forward with confidence.

Community Banking

As a PeopleFirst community bank, Choice builds relationships that go beyond banking. We believe strong relationships are the foundation of strong financial outcomes. Through a full range of business banking, cash management, ag, wealth management, personal banking, and home loans solutions, we provide insight, tools and guidance to help our customers navigate complexity, plan for what’s next and grow with confidence.

Banking as a Service (BaaS)

As one of a small number of our nation’s banks in this space, since 2017, we’ve provided BaaS solutions by directly integrating our digital banking services into the products of non-bank businesses. We build scalable relationships through a direct-integration model, giving partners flexibility to tailor products by working directly with Choice as both the bank and BaaS service provider.