Banking for Individuals > Loans

Lending that starts with your best interest.

From credit cards and overdraft protection to financing that dream boat – we offer a full spectrum of loans and lines of credit for individuals looking to access more substantial funds at a competitive rate.

Loans
Lines of Credit

Personal Loans

Maybe you have a stellar credit history, or perhaps you need to rely on your personal assets to secure a loan. Choice has you covered with secured and unsecured loan options. Plus, you get a preferred rate when your payment is automatically deducted from a checking account.

Auto Loans

The keys can be yours with help from Choice. We offer great rates and options for new and used vehicles.

Vacation Loans

Relax on a tropical beach? Trek across Europe? We’ll help make it happen.

Ready Reserve

Gain flexibility for unexpected financial needs, avoid overdraft fees — or even splurge a little. With a Ready Reserve, you’re covered.

Talk to a Loan Expert

Certain restrictions may apply. Subject to credit approval.

Help your money work on your terms. This unsecured revolving line of credit lets you write yourself a loan whenever you need it. This convenient option is available with credit limits up to $25,000.

Talk to a Loan Expert

Certain restrictions may apply. Subject to credit approval.

Home Loans

Man, it feels good to be home.

Whether you’re a first-time homebuyer, a Veteran looking to refinance, or a lake lifer looking to remodel, our home loan experts will help you navigate the journey.
Home Financing Options Apply Now ›

Credit Cards

It’s always good to know your limit. Choose from a variety of card options with competitive terms that fit your spending needs.

Visa Signature® Real Rewards Card

Watch your rewards add up fast with 1.5 points for every $1 you spend on eligible net purchases. Plus get $25 cash back1 after your first purchase.

Learn More and Apply Now  All credit card options ›

Premier Rewards American Express® Card

Earn great rewards faster with 4X reward earnings on eligible net purchases, 4X on restaurant purchases, 3X on airline purchases, 2X on gas purchases and 1X reward earnings on all other eligible net purchases, plus get $100 cash back1</sup/> after you spend $1,000 in the first 3 months—Plus a $0 introductory annual fee for the first year.

Learn More and Apply Now  All credit card options ›

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster.

Learn More and Apply Now  All credit card options ›

Visa Signature® College Real Rewards Card

An excellent opportunity for someone starting a credit history. Watch your rewards add up with 1.5 points for every $1 you spend on eligible net purchases. Plus get $25 value rewarded after your first purchase.

Learn More and Apply Now  All credit card options ›

Cash Rewards American Express® Card

Earn cash back1</sup/> every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase.

Learn More and Apply Now  All credit card options ›

Visa® Secured Card

Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

Learn More and Apply Now  All credit card options ›

Download the Elan Credit Card App!

Manage your credit card account wherever you are with their mobile app for Apple and Android devices.

Download for iPhone    Download for Android

Certain restrictions may apply. Subject to credit approval.

1 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. 2 Late payments and going over the credit limit may damage your credit history. The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Talk to a Loan Expert

Give us a few more details about how we can help your loan needs and one of our bankers will be in touch with you shortly.