Banking for Individuals > Loans

Lending that starts with your best interest.

From credit cards and overdraft protection to financing that dream boat – we offer a full spectrum of loans and lines of credit for individuals looking to access more substantial funds at a competitive rate.

Personal Loans

Maybe you have a stellar credit history, or perhaps you need to rely on your personal assets to secure a loan. Choice has you covered with secured and unsecured loan options. Plus, you get a preferred rate when your payment is automatically deducted from a checking account.

Auto Loans

The keys can be yours with help from Choice. We offer great rates and options for new and used vehicles.

Vacation Loans

Relax on a tropical beach? Trek across Europe? We’ll help make it happen.

Ready Reserve

Gain flexibility for unexpected financial needs, avoid overdraft fees — or even splurge a little. With a Ready Reserve, you’re covered.

Talk to a Loan Expert

Certain restrictions may apply. Subject to credit approval.

Help your money work on your terms. This unsecured revolving line of credit lets you take out a loan whenever you need one. This convenient option is available with credit limits up to $25,000.

Talk to a Loan Expert

Certain restrictions may apply. Subject to credit approval.

Home Loans

Man, it feels good to be home.

Whether you’re a first-time homebuyer, a Veteran looking to refinance, or a lake lifer looking to remodel, our home loan experts will help you navigate the journey.
Home Financing Options Apply Now ›

Credit Cards

Choose The Perfect Card

We’ve partnered with Elan to help you find the best credit card for your financial needs. Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, you’re sure to find the right card for you.

Learn More and Apply Now

*Certain restrictions may apply. Subject to credit approval.
*The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

debit card

Talk to a Loan Expert

Give us a few more details about how we can help your loan needs and one of our bankers will be in touch with you shortly.