Benefits for Businesses > Employee Benefit Planning

Stress-free benefits, so you can focus on what you do best.

Meet our Benefits Experts

 

Group Insurance Plans

Our Benefits Team will help you plan and implement the right Group Insurance plan that offers peace of mind to your employees and is in line with your business priorities. A Group Plan is designed to be more cost-effective for employees and your business as the insurer’s risk is spread across your group of policyholders. We can customize an insurance plan that includes any of the following:

  • Health
  • Dental
  • Vision
  • Life
  • Disability (Short & Long Term)
  • Supplemental Benefits

Health Spending Accounts (HSAs)

When combined with a High Deductible Health Plan (HDHP), a Choice HSA is an attractive option for your employees and your business. We have HSA account holders in all 50 states, and we’ve offered them for over 10 years. Your employees establish an HSA to pay for eligible medical expenses not covered by their High Deductible Health Plan. More Info ›

Group Health Insurance

Our Benefits Team will help you plan and implement the right Group Health Insurance plan based on your employee’s and your business’s priorities. A Group Plan is designed to be more cost-effective for employees and your business as the insurer’s risk is spread across your group of policyholders.

Group Dental

It’s no secret that medical care without insurance can be costly. Dental care can be similar. Dental insurance helps pay for all—or a portion—of the costs associated with dental care.

Group Vision

Set your sights on better savings and a healthier workforce. Offer a solution that encourages necessary care and protects employees from excessive out-of-pocket costs.

Group Life Insurance

A nice addition to your complete employee benefit package. Offer additional peace of mind to your employees with a group life policy.

Group Disability (Short Term & Long Term)

To help provide income in the event of disability, many employers offer their full-time employees group short and long-term disability coverage as a benefit.

Group Supplemental Benefits

Providing employees with access to voluntary benefits gives them options to enhance their coverage with supplemental health and insurance solutions.

With our comprehensive network of reputable insurers, we take the time and stress of building a benefits package out of your hands so you’re free to focus on doing what you do best.

  • Medica
  • Blue Cross Blue Shield of North Dakota (BCBSND)
  • Sanford Health Plan
  • UnitedHealthCare
  • Blue Cross Blue Shield of Minnesota (BCBSMN)

Our Benefits Team

Dan Fremling

CLU, ChFC, LUTCF

Insurance Manager

(701) 364-5551


Lucas Wolford

Insurance Advisor

(701) 356-9895