Benefits for Businesses > Employee Benefit Planning
Stress-free benefits, so you can focus on what you do best.
Whether you are a sole proprietor or a growing company, we have the expertise to design a plan specifically for your business. No one size fits all here.
Why Choice Benefits?
Our benefits team doesn’t shy away from problems—we help solve them through our commitment to serving you with a customized #Peoplefirst approach. By taking the time to understand your business and your employee base, we’ll give you honest answers and help you make informed decisions about your health plan that maximize your benefits while being cost-effective.Start your free quote
When you work with our team, we like to start by gaining a comprehensive understanding of your business; assessing your current health plan, and comparing it to the needs of your employees. From there we’ll offer specific recommendations geared towards delivering you a package of services that will save you money.
Once we’ve finished building out a benefits package that works for you and your employees, we’ll continue to stay by your side, helping to facilitate enrollment. In addition to helping you facilitate enrollment, we offer an easy to use online enrollment platform called Ease at no cost to you. Whether you have 2 or 250 employees, everything you need to educate and enroll your employees and administer your employee benefits is securely housed in one place.
Group Insurance Plans
Our Benefits Team will help you plan and implement the right Group Insurance plan that offers peace of mind to your employees and is in line with your business priorities. A Group Plan is designed to be more cost-effective for employees and your business as the insurer’s risk is spread across your group of policyholders.
We can customize an insurance plan that includes any of the following:
- Group Health Insurance
- Group Dental
- Group Vision
- Group Disability (Short Term & Long Term)
- Group Life Insurance
- Supplemental Benefits
- Health Savings Accounts (HSAs)
- Individual Benefits
Health Savings Accounts (HSAs)
When combined with a qualified High Deductible Health Plan (HDHP), a Choice HSA is an attractive option for your employees and your business. We have HSA account holders in all 50 states, and we’ve offered them for over 10 years. Your employees establish an HSA to pay for eligible medical expenses not covered by their qualified High Deductible Health Plan. More Info ›
Group Health Insurance
Our Benefits Team will help you plan and implement the right Group Health Insurance plan based on your employee’s and your business’s priorities. A Group Plan is designed to be more cost-effective for employees and your business as the insurer’s risk is spread across your group of policyholders.
It’s no secret that medical care without insurance can be costly. Dental care can be similar. Dental insurance helps pay for all—or a portion—of the costs associated with dental care.
Set your sights on better savings and a healthier workforce. Offer a solution that encourages necessary care and protects employees from excessive out-of-pocket costs.
Group Life Insurance
A nice addition to your complete employee benefit package. Offer additional peace of mind to your employees with a group life policy.
Group Disability (Short Term & Long Term)
If your employees get hurt or sick and cannot work, protect their ability to earn an income by offering short and long-term disability coverage as a benefit.
Group Supplemental Benefits
Providing employees with access to voluntary benefits gives them options to enhance their coverage with supplemental health and insurance solutions.
With our comprehensive network of reputable insurers, we take the time and stress of building a benefits package out of your hands so you’re free to focus on doing what you do best.
Below is a list of partners we have worked with, however, our team has the ability to work with any carrier.
- Blue Cross Blue Shield of North Dakota (BCBSND)
- Sanford Health Plan
- Blue Cross Blue Shield of Minnesota (BCBSMN)
- Health Partners
- Guardian Life
- Met Life
- Delta Dental
Make enrollment a breeze for your employees and your business. We’ve partnered with Ease, and online enrollment portal, to provide streamlined benefits enrollment for your employees. As a Choice Benefits customer, this service is offered to you, complimentary.
Ease Online Enrollment Offers:
- Streamlined enrollment process for your employees
- Lightening fast set-up with an enrollment portal customized for your business
- 24/7 access
- Reporting and life event change notifications
- Strict security standards including encrypting data, secure storage, testing, and multi-factor authentication
- Over 70,000 businesses trust and use Ease
Our experts have to stay up-to-date with the ever-evolving benefits environment. Get advice, tips, and more on our Benefits Blog.
Our Benefits Team
Contact Our Benefits Team
Let’s get started building your business a better benefits package.
Products sold through our Insurance and Wealth departments are: NOT A DEPOSIT • NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY GO DOWN IN VALUE