Benefits for Individuals

Prepare for your future, the unexpected, and everything in between.

Whether you’re self-employed, retired, or just looking for what’s best for you and your family, we’ll help you tailor a plan to fit your needs.

Our benefits team doesn’t shy away from problems—we help solve them through our commitment to serving you with a customized #Peoplefirst approach. We’ll take the time to understand your needs and give you honest answers.

Meet our Benefits Team
Benefits Offered
  • Health Insurance
  • Dental
  • Vision
  • Life Insurance
  • Disability (Short Term & Long Term)
  • Medicare Supplements
Our Partners

Below is a list of partners we worked with, but our team has the ability to work with any carrier.

  • Medica
  • Blue Cross Blue Shield of North Dakota (BCBSND)
  • Sanford Health Plan
  • UnitedHealthCare
  • Blue Cross Blue Shield of Minnesota (BCBSMN)
  • Health Partners
  • Principal
  • Guardian Life
  • Met Life
  • Standard
  • Delta Dental

Insurance Planning

Selecting individual health insurance is an important decision, but doesn’t necessarily have to be difficult. Your healthcare needs and preferences will dictate the type of plan that is best for you and your family. With our comprehensive network of reputable insurers, we can tailor a benefits package to fit your needs.

More About Choice Insurance

Smiling in kitchen

Retirement Planning

Whether you are planning for the future or already enjoying retirement, we’re here to help. With our guidance, we’ll develop a plan that’s sustainable and personalized for your specific needs.

Meet with our Wealth Experts

Health Savings
Accounts (HSA)

When combined with a qualified High Deductible Health Plan (HDHP), an individual Choice Health Savings Account (HSA) can make your health, dental, and vision costs more affordable while reducing your income tax liability. Best of all, we make the process simple.

Learn More


Benefits Team


Benefits Advisors


Missy Conrad

Insurance Advisor

O (701) 356-9895

D (701) 356-9704

C (701) 799-8944


Rebecca Deelstra

Insurance Advisor

O (952) 830-9999

D (952) 996-8845

C (612) 805-8242

Greg Lefor

Greg Lefor

Insurance Advisor

O (701) 483-4255

D (701) 483-4255

C (701) 260-4255

Lance Rustand

Lance Rustand

Insurance Advisor

O (701) 483-1864

D (701) 224-7064

Lucas Wolford Headshot

Lucas Wolford

Insurance Manager of Employee Benefits

O (701) 356-9895

D (701) 356-9866

C (701) 361-6945

Nikki Wolla

Insurance Advisor

O (701) 483-1864

D (701) 483-4255

C (701) 590-1553

Benefits Managers

Janet Decker

Insurance Advisor Medicare Specialist

O (701) 483-1864

Tori Headshot

Tori Meseck

Client Account Executive

O (701) 356-9895


Amanda Metzger

Employee Benefits Team Lead

O (701) 356-8176