Benefits for Individuals

Prepare for your future, the unexpected, and everything in between.

Whether you’re self-employed, retired, or just looking for what’s best for you and your family, we’ll help you tailor a plan to fit your needs.

Our benefits team doesn’t shy away from problems—we help solve them through our commitment to serving you with a customized #Peoplefirst approach. We’ll take the time to understand your needs and give you honest answers.

Meet our Benefits Team
Benefits Offered
  • Health Insurance
  • Dental
  • Vision
  • Life Insurance
  • Disability (Short Term & Long Term)
  • Medicare Supplements
Our Partners

Below is a list of partners we worked with, but our team has the ability to work with any carrier.

  • Medica
  • Blue Cross Blue Shield of North Dakota (BCBSND)
  • Sanford Health Plan
  • UnitedHealthCare
  • Blue Cross Blue Shield of Minnesota (BCBSMN)
  • Health Partners
  • Principal
  • Guardian Life
  • Met Life
  • Standard
  • Delta Dental

Insurance Planning

Selecting individual health insurance is an important decision, but doesn’t necessarily have to be difficult. Your healthcare needs and preferences will dictate the type of plan that is best for you and your family. With our comprehensive network of reputable insurers, we can tailor a benefits package to fit your needs.

More About Choice Insurance

Smiling in kitchen

Retirement Planning

Whether you are planning for the future or already enjoying retirement, we’re here to help. With our guidance, we’ll develop a plan that’s sustainable and personalized for your specific needs.

Meet with our Wealth Experts

Health Savings Accounts (HSAs)

Choice has always been committed to helping our customers improve their financial well-being. That’s why Choice has partnered with Lively, creators of the modern Health Savings Account (HSA). With access to Lively’s top-rated HSA experience and unparalleled customer service, you can maximize healthcare savings with ease.

Lively logo

Learn More

Benefits Team

Donna Bourcy Headshot

Donna Bourcy

Insurance Advisor / Medicare Specialist

O (701) 356-9895

D (701) 356-8175

C (701) 261-9091


Missy Conrad

Employee Benefits Insurance Advisor

O (701) 356-9895

D (701) 356-9704

C (701) 799-8944


Janet Decker

Insurance Advisor Medicare Specialist

O (701) 495-0161

Rebecca Deelstra

Insurance Advisor

O (952) 830-9999

D (952) 996-8845

C (612) 805-8242

Lance Rustand

Lance Rustand

Insurance Advisor

O (701) 495-0161

D (701) 224-7064

C (701) 290-8789

Lucas Wolford

Insurance Manager of Employee Benefits

O (701) 356-9895

D (701) 356-9866

C (701) 361-6945

Lively is not a bank. Choice Financial Group is the partner bank for Lively providing pass-through FDIC insurance coverage of up to $250,000 on uninvested funds.