What is Contactless Tap to Pay?
Contactless Tap to Pay allows you to make purchases by tapping your contactless debit card on a contactless-enabled payment terminal. Payments are processed using short-range proximity technology to securely complete transactions between a contactless card and a contactless-enabled checkout terminal. These transactions are as secure as using the EMV chip on your card, and your payment is processed without having to touch a keypad or hand your debit card to a cashier.
If your card has a contactless symbol on the front or the back, you can use it to pay at any terminal that has the contactless symbol at checkout.
How do I use my Contactless Card?
Step 1
Look
Look for the contactless symbol at checkout.
Step 2
Tap
When prompted, hold your card within 1-2 inches of the terminal for a few seconds.
Step 3
Confirm
Your payment is securely processed within seconds.
Mobile Wallet
You can also utilize contactless payment technology with Choice Bank’s Mobile Wallet. Mobile Wallet is a digital wallet on your devices that simplifies the checkout process in-store, in apps, and online with one secure account on your smartphone, tablet, and desktop computer. Mobile Wallet payments are quick, convenient, and, most importantly, secure. With a quick tap of your smartphone or smartwatch, you can use your Choice Bank debit card to pay with Mobile Wallet at millions of store locations. You get all the benefits of a Choice Bank debit card with the added protection of Mastercard Zero Liability.
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Frequently Asked Questions
Where can I use Contactless Tap to Pay?
You can use Contactless Tap to Pay at major retailers, pharmacies, grocery stores, restaurants, and more — just look for the contactless payment symbol at the payment terminal. If a store doesn’t have contactless checkout terminals, you can still swipe or insert your contactless debit card like any other card.
Is Contactless Tap to Pay safe?
Yes. Contactless Tap to Pay is just as secure as payments made with chip cards. A one-time code is sent to the payment terminal when you make a contactless payment. This method is extremely effective at reducing counterfeit fraud. The one-time transaction code is a substitute for your actual card number, making it harder for your debit card number to be stolen.
Contactless payment terminals are designed to operate at very short ranges – less than 1-2 inches – so you need to make a deliberate effort to present the card to initiate payment.
Can I upgrade my Choice Business Debit Card?
Yes, this card is still in testing but will be launched soon. Check back here for updates.
Can I still pay using the EMV chip or swiping?
Yes, you can still pay via the EMV chip by inserting your card or swiping using the magnetic strip.
What Mobile Wallets can I use with my Choice Bank debit card?
You can use Apple Pay, Google Pay, and Samsung Pay with your Choice Bank debit card.