We’re a different kind of banking partner.

Our discussions lead with visions and goals, not volumes and risk. If you’re looking for an innovative, nimble, and committed partner for your Fintech venture – we’d love to talk.

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Our Process

Every Fintech functions a little differently, which means your banking needs might be different too. There’s no cookie-cutter solutions here. We customize a solution for each of our Fintech partners, while still maintaining a high level of risk mitigation.

Our Roots

We take the time to understand your vision and goals, and what we need to do to help you get there. And, because we are still a community bank – not one of those big guys – we have the ability to be nimble. We’re more flexible, more advantageous, agile, and more creative. We’re #PeopleFirst.

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Our Technology

We’ve built a highly customized tech stack and are working with industry-leading partners to provide the right integration for each Fintech’s unique product requirements and needs. We have been in a strong regulatory position through our Fintech efforts to date and are continually working to improve – focusing more on the right things and not bogging down with unneeded overhead.

Our Experience

We have “raving fan” level referrals and since our first Fintech partner signed on in 2017, we’ve never had a client leave us. And many we’ve pitched to have come back to us after bad experiences with their current bank.
Our Partners

Our Partners

Choice Bank is the proud banking partner for Current, a mobile bank for Gen-Z that provides parents with a solution to teach their children about financial responsibility.

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Choice Bank is the proud banking partner for Lively, enabling individuals to optimize their healthcare spending, maximize their savings, and better their livelihood.

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Douugh is on a mission to democratize banking and make the world financially healthier by taking an AI-first approach to helping people kill debt, spend less, save more and build wealth.

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Empowering freelancers by giving them the tools and services they need to balance work & life in one account.

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Empowering employees with software that requests, approves, and tracks company spending in real-time.

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Qube is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

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Our Team

Tim Heilman
Co-Founder

Email | (701) 356-9765

Jake Tupa
Co-Founder

Email | (701) 356-9761

Erica Schierholz
Program Manager

Email | (701) 356-9700

Trevor Mathew
Data Developer

Email | (701) 356-9700

About Choice Bank

What makes Choice different is not the systems we use or the size of our buildings; it’s our people. Our People First values represent the heartbeat of our organization. It is the steady drum that has and always will drive our decisions and how we treat people.

Our journey began in November of 2001 as a small group of people driven by these values. We are now 420 team members strong with assets of $2.15+ billion. Read our full story below.

About Choice Bank