Banking for Businesses > Loans

Every business is unique, so is our financing.

Break into a new market, expand your factory or grow your main street business. We believe the best way to serve your business is to make it our business. That’s why we work alongside our clients, ensuring they have the necessary resources to succeed. We’re ready to be your business partner and we support your success. Together, let’s grow your business and our communities.

Business Loan Options

Equipment Financing

Rely on Choice Financial when you’re ready to upgrade your equipment. We’re ready to discuss your financing and leasing alternatives.

Expansion

If you’re ready for new locations, new products or new markets, Choice is your banking partner. Let’s talk about your long-term plans.

Construction

Build your business for tomorrow – and beyond – with our commercial construction financing. We want to fuel your growth.

Real Estate

Purchase or refinance your property with a local, community-minded bank. Benefit from our local decision-making and personal service.

Business Development Loans

We guide businesses like yours through the various business development loan programs available in our state and region.

Group Home Real Estate Loans

A program unique to Choice Bank. Take advantage of long-term, fixed rate financing on homes for children and adults with disabilities.

Working Capital Loans

Flexible, short-term, asset based financing for local businesses. A line of credit can help you manage cash flow, make necessary purchases and adapt to changing needs. Gain access to cash, when and where you need it.

Inventory

Maintain your ideal inventory – or adjust for seasonal needs. With an inventory loan, you’ll be prepared to keep your customers coming back.

Letters of Credit

A great tool to facilitate payments between vendors, suppliers, and customers. Both commercial and standby letters of credit are available when your business needs to provide support for large payments to vendors and other service providers, either domestically or internationally.

Small Business Administration
(SBA) Loans

A great option for situations where conventional financing won’t work. As an SBA Preferred Lender (PLP) in Minnesota and North Dakota, we have the authority to approve, originate and close most SBA guaranteed loans, which means funds get to you faster.

Business Credit Cards

Choose from a variety of card options with competitive terms to fit the needs of your growing business.

Visa® Business Cash Card

Earn cash back every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.

Learn More and Apply Now

Visa® Business Real Rewards Card

Watch your rewards add up fast with 1.5 points for every $1 you spend on eligible net purchases. Plus get 2,500 bonus rewards points awarded after your first purchase.

Learn More and Apply Now

Visa® Business Real Rewards PLUS Card

Watch your rewards add up even faster with 3 points for every $1 you spend in the category you spend the most on—cellular phone services, hotel, and airline; earn 1.5 points for ever $1 spent on all other eligible net purchases. Plus get 20,000 bonus rewards points after you spend $2,000 in the first 3 months. $0 introductory annual fee for the first year. After that, $99.

Learn More and Apply Now

Visa® Business Card

Save on interest with an extended introductory rate and pay down other credit card balances faster.

Learn More and Apply Now

*Certain restrictions may apply. Subject to credit approval.

Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Curious what we can do for your business?

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Bank | Insurance

Fargo, ND

4501 23rd Avenue S

Fargo, ND 58104

Phone

Bank:
(701) 356-9700

Insurance:
(701) 356-9895

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 6:00PM

Saturday
9:00AM – 12:00PM

Amanda Metzger

Client Account Executive

(701) 356-8176

Angie Bauman Headshot

Angie Baumann

VP, Business and Ag Banker

(701) 356-9693

Brandon Askew Headshot

Brandon Askew

Wealth Manager

(701) 282-3100

Dexter Werner Headshot

Dexter Werner

NMLS #1868054

Mortgage Loan Officer

(701) 551-3287

Jamie Satrom

Client Account Executive

(701) 356-9767

Kris Petrik Headshot

Kristin Petrik

Client Account Executive

(701) 356-9707

Landon Poss Headshot

Landon Poss

AVP of Business/Ag Banking

(701) 356-9731

LeRoy Adams Headshot

LeRoy Adams

Location President

(701) 356-9750

Lysette Lopez

Personal Banker

(701) 738-4339

Michael Bindas Headshot

Mike Bindas

Director of Wealth Management

(701) 282-3100

Home Loans

Fargo, ND

5302 51st Avenue S, Unit C

Fargo, ND 58104

Phone

Home Loans:

(701) 356-9717

Lobby Hours

Monday – Friday

8:00 AM – 5:00 PM

Blair Sandy Headshot

Blair Sandy

NMLS #635025

Director of Residential Mortgage Lending

(701) 356-9717

Bank

Moorhead, MN

801 Main Avenue, Suite 103

Moorhead, MN 56560

Phone

Bank:

(218) 359-3600

Lobby Hours

Monday – Friday

9:00AM – 5:00PM

Steve Jesme Headshot

Steven Jesme

Location President

(701) 356-9716

Chad Johnson Headshot

Chad Johnson

Jr. Ag/Business Banker

(701) 551-3286

Vikki Johnson Headshot

Vikki Johnson

NMLS #418639

VP Mortgage Loan Officer

(701) 356-9684

Megan Sorenson Headshot

Megan Sorenson

Location Manager

(701) 282-3100

Ben Sundquist Headshot

Ben Sundquist

Relationship Banker

(701) 355-9681

Bank | Wealth

West Fargo, ND

210 Sheyenne St

West Fargo, ND 58078

Phone

Bank:
(701) 277-9258

 

Wealth:
(701) 282-3100

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 6:00PM

Saturday
9:00AM – 12:00PM

Danne Doering Headshot

Dannelle Doering

Relationship Banker

Bryce Messner Headshot

Bryce Messner

Crop Insurance Advisor & Credit Banker

(701) 356-8182

Eddie Sheeley Headshot

Edward Sheeley

Location President

(701) 277-9258

Bank | Insurance

Walhalla, ND

407 12th Street

Walhalla, ND 58282

Phone

Bank:
(701) 549-3761

Insurance:
(701) 549-3761

Lobby Hours

Monday – Friday
8:00AM – 4:00PM

Drive-up Hours

Monday – Friday
8:00AM – 4:30PM

Saturday
9:00AM – 12:00PM

Travis Berg Headshot

Travis Berg

AVP Business/Ag Banker

(701) 549-4162

Pat Chaput Headshot

Pat Chaput

Location President

(701) 549-4160

Bank | Insurance

Steele, ND

115 Broadway E

Steele, ND 58482

Phone

Bank:
(701) 475-2301

Insurance:
(701) 475-2360

Lobby Hours

Monday – Friday
9:00AM – 4:30PM

Drive-up Hours

Monday – Friday
8:00AM – 5:00PM

Matt Aichele Headshot

Matthew Aichele

Business/Ag Banker

(701) 475-3207

Robin Dewald Headshot

Robin Dewald

Client Account Manager

(701) 475-2301

Emy Fettig Headshot

Emy Fettig

Personal Banker

(701) 475-2301

Linda Rudolph Headshot

Linda Rudolph

Business/Ag Banker

(701) 475-2301

Mark Sand Headshot

Mark Sand

Location President

(701) 475-2301

Bank

Medina, ND

101 Second Avenue SW

Medina, ND 58467

Phone

Bank:
(701) 486-3184

Lobby Hours

Monday – Friday
8:30AM – 4:00PM

Gerald Horner Headshot

Gerald Horner

Location President

(701) 486-3184

Rhonda Schlecht Headshot

Rhonda Schlecht

Personal Banker

(701) 486-3184

Bank | Insurance

Langdon, ND

210 Eighth Avenue

Langdon, ND 58249

Phone

Bank:
(701) 256-2141

Insurance:
(701) 256-2101

Lobby Hours

Monday – Friday
8:30AM – 4:00PM

Drive-up Hours

Monday – Friday
8:00AM – 5:00PM

Saturday
9:00AM – 12:00PM

Todd Borchardt Headshot

Todd Borchardt

Ag Credit Officer

(701) 256-4106

Susan Borgen

AVP/Senior Loan Officer

(701) 256-4108

Sherry Buchweitz Headshot

Sherry Buchweitz

Personal Banker

(701) 256-4101

Kathy Kraemer Headshot

Kathy Kramer

Client Account Executive

(701) 256-4126

Zack Schaefer Headshot

Zachary Schaefer

Business/Ag Banker

(701) 256-4133

Bank | Insurance

LaMoure, ND

119 South Main Street

LaMoure, ND 58458

Phone

Bank:
(701) 883-8282

Insurance:
(701) 883-7777

Lobby Hours

Monday – Friday
8:00AM – 4:00PM

Drive-up Hours

Monday – Friday
8:00AM – 4:30PM

Gaige Dunn

Business/Ag Banker

(701) 883-8282

Rod Kramer

Insurance Advisor

(701) 883-7777


Darren Thielges Headshot

Darren Thielges




Insurance Manager

(701) 883-7777


Bank | Wealth

Grand Forks, ND

4501 S Washington Street

Grand Forks, ND 58201

Phone

Bank:
(701) 738-4300

Wealth:
(701) 738-4330

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
8:00AM – 6:00PM

Saturday
9:00AM – 12:00PM

Joe Demester Headshot

Joseph Demester

Jr. Ag/Business Banker

(701) 738-4308

Robin Dubuque

Client Account Executive

(701) 738-4348

Julie Dvorak Headshot

Julie Dvorak

Private Banking Officer

(701) 738-4324

Chris Johnson Headshot

Chris Johnson

Location President

(701) 738-4319

Deb Kolling Headshot

Deb Kolling

NMLS #1027681

AVP Mortgage Loan Officer

(701) 738-4311

Jacob Preston

Jr. Ag/Business Banker

(701) 356-9692

Michael-Sean Rauschendorfer

Business/Ag Banker

(701) 738-4314

Jeramie Riskey Headshot

Jeramie Riskey

VP Business/ Ag Banker

(701) 738-4316

Bank | Wealth

Grand Forks, ND

1697 S 42nd Street

Grand Forks, ND 58201

Phone

Bank:
(701) 746-6010

Wealth:
(701) 775-8666

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
8:00AM – 6:00PM

Saturday
9:00AM – 12:00PM

Paul Canton Headshot

Paul Canton

NMLS #686730

VP Mortgage Loan Officer

(701) 738-4336

Elisha Ferguson Headshot

Elisha Ferguson

Relationship Banker

(701) 746-6010

Chris Johnson Headshot

Chris Johnson

Location President

(701) 738-4319

Bank | Insurance

Grafton, ND

645 Hill Avenue

Grafton, ND 58237

Phone

Bank:
(701) 352-0242

Insurance:
(701) 352-0242

Lobby Hours

Monday – Friday
8:00AM – 4:00PM

Drive-up Hours

Saturday
9:00AM – 12:00PM

Ashly Bork Headshot

Ashly Bork

Personal Banker

(701) 352-5160

Tony Gudajtes Headshot

Tony Gudajtes

EVP, Ag Market President

Andrew Peterson Headshot

Andrew Petersen

Business/Ag Banker

(701) 352-5144

Denny Schneider Headshot

Dennis Schneider

Business/Ag Banker

(701) 352-5145

Jeanie Smestad Headshot

Jeanie Smestad




Insurance Manager

(701) 352-5151

Ryer Stark Headshot

Ryer Stark


, CISR, AFIS

Insurance Advisor

(701) 352-5156

Zach Suda Headshot

Zachary Suda

Business/Ag Banker

(701) 352-5154

Val Walker Headshot

Val Walker




Insurance Manager

(701) 352-5157


Insurance | Wealth

Fargo, ND

3050 Sienna Drive S

Fargo, ND 58104

Phone

Insurance:
(701) 356-9895

 

Wealth:
(701) 282-3100

 

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Jay Bartley Headshot

Jay Bartley

Personal Lines Sales Manager

(701) 552-3284

Dan Fremling

CLU, ChFC, LUTCF

Insurance Manager

(701) 238-1986

Tony Gross Headshot

Tony Gross




Insurance Advisor

(701) 356-9769


Chuck Klabo Headshot

Chuck Klabo, CIC, AFIS

Director of Insurance

(701) 356-9706

Lucas Wolford Headshot

Lucas Wolford

Insurance Advisor

(701) 361-6945

Bank

Ellendale, ND

83 Main Street

Ellendale, ND 58436

Phone

Bank:
(701) 349-8282

Lobby Hours

Monday – Friday
8:00AM – 4:30PM

Jeff Peterson Headshot

Jeff Peterson

Location President

(701) 349-8282

Elizabeth Van Aarde

Rlationship Banker

(701) 349-8282 ex: 6403

Bank | Insurance | Wealth

Dickinson, ND

323 18th Street W

Dickinson, ND 58601

Phone

Bank:
(701) 483-8282

Insurance:
(701) 483-1864

Wealth:
(701) 456-3390

Lobby Hours

Monday – Friday
8:30AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 5:30PM

Saturday
8:30AM – 12:30PM

Dave Selinger Headshot

David Selinger

VP Business/ Ag Banker

(701) 483-8282

Phoebe Kuntz Headshot

Phoebe Kuntz

Client Account Executive

(701) 483-1864

Tom Fath Headshot

Thomas Fath

Location President

(701) 483-8282

Wendi Eliason Headshot

Wendi Eliason

Client Account Executive

(701) 483-8282

Zared Lefor Headshot

Zared Lefor




Insurance Manager

(701) 483-1864

Bank | Insurance | Wealth

Bismarck, ND

207 E Front Ave

Bismarck, ND 58504

Phone

Bank:
(701) 258-3300

Insurance:
(701) 224-7044

Wealth:
(701) 250-5126

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 6:00PM

Saturday
9:00AM – 1:00PM

Brock Schoch

AVP Business Banker

(701) 256-4106

Celeste Burke

NMLS #1511980

Mortgage Loan Officer

(701) 224-7046

Chad Bjornson

VP Business/ Ag Banker

(701) 751-7282

Christopher Keller

VP Business/ Ag Banker

(701) 751-7282

Deb Eisman Headshot

Debra Eiseman

Location President

(701) 224-7062

Lesley Bentz Headshot

Lesley Bentz

Client Account Executive

(701) 224-7047

Lindsey Matter

NMLS # 631932

SVP Mortgage Loan Officer

(701) 250-1901

Missy Lamp Headshot

Missy Lamp

Relationship Banker

(701) 250-8382

Nellie Keller Headshot

Nellie Keller

Vice President Private Banking

(701) 250-8377

Tina Pritchett

Client Account Executive

(701) 250-5126

William Robinson

SVP Business/Ag Banker

(701) 250-8371

Bank | Insurance

Bismarck, ND

1313 Skyline Boulevard

Bismarck, ND 58503

Phone

Bank:
(701) 224-9200

Insurance:
(701) 250-8395

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 6:00PM

Saturday
9:00AM – 1:00PM

Lesley Bentz Headshot

Lesley Bentz

Client Account Executive

(701) 224-7047

Wealth

Beulah, ND

117 Highway 49 N

Beulah, ND 58523

Phone

Wealth:
(701) 873-4117

Lobby Hours

Tuesday
9:00AM – 4:00PM

Bank | Insurance

Belfield, ND

201 Main Street N

Belfield, ND 58622

Phone

Bank:
(701) 575-8282

Insurance:
(701) 575-8178

Lobby Hours

Monday – Friday
8:30AM – 4:30PM

Drive-up Hours

Monday – Friday
8:00AM – 5:00PM

Bruce Baer Headshot

Bruce Baer

Location President

(701) 575-8282

Diane Tift

Personal Banker

(701) 575-8282

Bank

Roseville, MN

2100 W County Road C

Roseville, MN 55113

Phone

Bank:
(651) 900-8888

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Kevin Doyle

VP & Commercial Loan Officer

763-398-5813

Boyd Malo

VP & Commercial Loan Officer

612-524-5857

Dan McCarvel Headshot

Dan McCarvel

SVP & Commercial Loan Officer

651-289-2235

Bank

Eagan, MN

2640 Eagan Woods Drive

Eagan, MN 55121

Phone

Bank:
(651) 289-2222

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Charles Bauman

VP, Credit

651-289-2231

Rosie Davis Headshot

Rosie Davis

VP & Cash Management Officer

651-289-2223

Bryan Frandrup Headshot

Bryan Frandrup

SVP & Commercial Loan Officer

651-289-2232

Stephanie Hansen Headshot

Stephanie Hansen

SVP, Chief Deposit & Cash Management Officer

651-289-2226

Colleen Karst Headshot

Colleen Karst

NMLS #486231

SVP Mortgage Loan Officer

(651) 289-2221

Dion Muchow Headshot

Dion Muchow

Location President

651-289-2230

Steve Peterson

SVP & Commercial Loan Officer

651-289-2236

Gary White Headshot

Gary White

Commercial Lender

(651) 797-0354

Bank

Golden Valley, MN

6210 Wayzata Boulevard

Golden Valley, MN 55416

Phone

Bank:
(763) 398-3333

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Team Members

Abbi Derringer Headshot

Abbi Deringer

VP & Cash Management Officer

763-398-5811

John Fritz Headshot

John Fritz

President, Choice Bank Minnesota

763-398-5824

Kriss Griebenow Headshot

Kriss Griebenow

SVP & Commercial Loan Officer

763-398-5822

Brett Howells

AVP & Commercial Loan Officer

763-210-7735

Colleen Karst Headshot

Colleen Karst

NMLS #486231

SVP Mortgage Loan Officer

(651) 289-2221

Cristen Purdy Headshot

Cristen Purdy

Location President

763-398-5817

Duane Sather

Commercial Loan Officer

(763) 398-5809

Chris Young Headshot

Chris Young

SVP & SBA Program Manager

763-398-5815

Bank

Bloomington, MN

4470 W 78th Street Circle

Bloomington, MN 55435

Phone

Bank:
(952) 830-9999

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Tracy Cota Headshot

Tracy Cota

Cash Management Officer

(612) 524-5863

Jeff Elden Headshot

Jeff Elden

VP & Commercial Loan Officer

952-837-0662

Mark Haug Headshot

Mark Haug

Location President

952-837-0663

Patty Pawlik Headshot

Patty Pawlik

VP & Cash Management Officer

952-837-0673

Bob Rausch Headshot

Bob Rausch

SVP & Commercial Loan Officer

952-837-0664

Phou Sivilay Headshot

Phouvieng Sivilay

VP & Commercial Loan Officer

952-837-0674

Pang Xiong Headshot

Pang Xiong

AVP Cash Management Officer

952-837-0684