Banking for Businesses > Loans

Every business is unique, so is our financing.

Break into a new market, expand your factory or grow your main street business. We believe the best way to serve your business is to make it our business. That’s why we work alongside our clients, ensuring they have the necessary resources to succeed. We’re ready to be your business partner and we support your success. Together, let’s grow your business and our communities.

Business Loan Options

Equipment Financing

Rely on Choice Bank when you’re ready to upgrade your equipment. We’re ready to discuss your financing and leasing alternatives.


If you’re ready for new locations, new products or new markets, Choice is your banking partner. Let’s talk about your long-term plans.


Build your business for tomorrow – and beyond – with our commercial construction financing. We want to fuel your growth.

Real Estate

Purchase or refinance your property with a local, community-minded bank. Benefit from our local decision-making and personal service.

Business Development Loans

We guide businesses like yours through the various business development loan programs available in our state and region.

Group Home Real Estate Loans

A program unique to Choice Bank. Take advantage of long-term, fixed rate financing on homes for children and adults with disabilities.

More About Group Home Loans >

Working Capital Loans

Flexible, short-term, asset based financing for local businesses. A line of credit can help you manage cash flow, make necessary purchases and adapt to changing needs. Gain access to cash, when and where you need it.


Maintain your ideal inventory – or adjust for seasonal needs. With an inventory loan, you’ll be prepared to keep your customers coming back.

Letters of Credit

A great tool to facilitate payments between vendors, suppliers, and customers. Both commercial and standby letters of credit are available when your business needs to provide support for large payments to vendors and other service providers, either domestically or internationally.

Small Business Administration
(SBA) Loans

A great option for situations where conventional financing won’t work. As an SBA Preferred Lender (PLP) in Minnesota and North Dakota, we have the authority to approve, originate and close most SBA guaranteed loans, which means funds get to you faster.

More About SBA Loans >

Business Credit Cards

We offer a variety of Visa® Business Credit Cards to help you manage your expenses.

Credit Card Options

*Certain restrictions may apply. Subject to credit approval.

Curious what we can do for your business?

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Talk to our Business Banking Team

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