Banking for Businesses > Cash Management

Having the right tools to manage your cash is critical.

We offer a variety of powerful tools to help you manage your cash more efficiently while minimizing risk. There are 262,143 different combinations, to be exact.  But, we don’t expect you to navigate that on your own. Our cash management team has the knowledge and expertise to help you pinpoint the solutions that will work best for your business.

Account Analysis Statements

Intended for businesses with multiple accounts. Combine balances on analysis to provide the maximum earnings credit to offset fees. Analysis statements provide a summary of your service fees for the month, as well as an overview of your balances and earnings credit

Business Online Banking

Online services that grow with your Business. As a business owner or manager, your work is never finished. Fortunately, Choice can help simplify your finances every day.

Mobile Banking

Our mobile app is tailored to the specific needs of businesses. Review account balances, originate internal funds transfers, receive alerts and approve pending transactions all from the palm of your hand.

Zero Balance Accounts

Intended for businesses that desire separate accounts for payroll and flex benefits. These accounts are funded from your Commercial Checking account on an as needed basis.

Remote Deposit

Improve your cash flow and streamline the deposit processing function without ever leaving your office. Remote Deposit allows you to electronically deposit checks to Choice Bank from your desktop.

Lockbox

Our Lockbox outsources your accounts receivable receipt and deposit processing to the bank. Expedite the deposit process and reduce overhead by eliminating manual processing on your end.

Mobile Deposit

Make deposits without ever stopping into the bank. Use our mobile app to securely deposit checks to your account at Choice Bank within seconds from anywhere.

ACH Services

Intended for businesses looking to streamline payroll, pay vendors, or collect recurring payments from clients. It’s a concise way to manage and automate your ACH activity. Save time and money by eliminating check processing and paper based funds disbursements.

Bill Pay

Gain flexibility and efficiencies when managing payments to multiple vendors. Business Bill Pay allows you to schedule and initiate payments to vendors and individuals anytime and anywhere.

Wire Transfers

Transfer funds domestically and internationally in US dollars or foreign currency.

International Banking Services

Choice Bank offers a variety of International Banking services, including: access to Foreign Drafts, International ACH File Origination, Incoming and Outgoing International Wire Services, Issuance of Import/Export and Standby Letters of Credit, Documents of Acceptance, and Documentary Collection.

Business Credit Cards

We offer a variety of Visa® Business Credit Cards to help you manage your expenses.

Business Debit Cards

Add the convenience of a debit card to your Choice Bank business checking account.

Merchant Card Services

For businesses seeking to accept credit card payments from customers.

Purchasing Cards

Intended for businesses seeking to control corporate expenses.  Purchasing Cards can consolidate purchasing transactions and travel and entertainment expenses into one easy program that speeds purchases, minimizes paperwork, and improves your bottom line.

ACH Verify

Protect your business accounts from electronic payment fraud by ensuring only debits authorized by you, post to your account.

Check Verify

Avoid the pains and financial loss associated with check fraud. Check Verify is an automated Payee Positive Pay system that allows you to detect and return fraudulent checks.

We’re eager to meet you!

Our Cash Management Team is ready to help you run your business.

Schedule an Appointment

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Bank | Wealth

West Fargo, ND

210 Sheyenne St

West Fargo, ND 58078

Phone

Bank:
(701) 277-9258

 

Wealth:
(701) 282-3100

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 6:00PM

Saturday
9:00AM – 12:00PM

Bank | Insurance

Walhalla, ND

407 12th Street

Walhalla, ND 58282

Phone

Bank:
(701) 549-3761

Insurance:
(701) 549-3761

Lobby Hours

Monday – Friday
8:00AM – 4:00PM

Drive-up Hours

Monday – Friday
8:00AM – 4:30PM

Saturday
9:00AM – 12:00PM

Bank | Insurance

Steele, ND

115 Broadway E

Steele, ND 58482

Phone

Bank:
(701) 475-2301

Insurance:
(701) 475-2360

Lobby Hours

Monday – Friday
9:00AM – 4:30PM

Drive-up Hours

Monday – Friday
8:00AM – 5:00PM

Bank

Medina, ND

101 Second Avenue SW

Medina, ND 58467

Phone

Bank:
(701) 486-3184

Lobby Hours

Monday – Friday
8:30AM – 4:00PM

Bank | Insurance

Langdon, ND

210 Eighth Avenue

Langdon, ND 58249

Phone

Bank:
(701) 256-2141

Insurance:
(701) 256-2101

Lobby Hours

Monday – Friday
8:30AM – 4:00PM

Drive-up Hours

Monday – Friday
8:00AM – 5:00PM

Saturday
9:00AM – 12:00PM

Bank | Insurance

LaMoure, ND

119 South Main Street

LaMoure, ND 58458

Phone

Bank:
(701) 883-8282

Insurance:
(701) 883-7777

Lobby Hours

Monday – Friday
8:00AM – 4:00PM

Drive-up Hours

Monday – Friday
8:00AM – 4:30PM

Bank | Wealth

Grand Forks, ND

4501 S Washington Street

Grand Forks, ND 58201

Phone

Bank:
(701) 738-4300

Wealth:
(701) 738-4330

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
8:00AM – 6:00PM

Saturday
9:00AM – 12:00PM

Bank | Wealth

Grand Forks, ND

1697 S 42nd Street

Grand Forks, ND 58201

Phone

Bank:
(701) 746-6010

Wealth:
(701) 775-8666

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
8:00AM – 6:00PM

Saturday
9:00AM – 12:00PM

Bank | Insurance

Grafton, ND

645 Hill Avenue

Grafton, ND 58237

Phone

Bank:
(701) 352-0242

Insurance:
(701) 352-0242

Lobby Hours

Monday – Friday
8:00AM – 4:00PM

Drive-up Hours

Saturday
9:00AM – 12:00PM

Insurance | Wealth

Fargo, ND

3050 Sienna Drive S

Fargo, ND 58104

Phone

Insurance:
(701) 356-9895

 

Wealth:
(701) 282-3100

 

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Bank | Insurance

Fargo, ND

4501 23rd Avenue S

Fargo, ND 58104

Phone

Bank:
(701) 356-9700

Insurance:
(701) 356-9895

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 6:00PM

Saturday
9:00AM – 12:00PM

Bank

Ellendale, ND

83 Main Street

Ellendale, ND 58436

Phone

Bank:
(701) 349-8282

Lobby Hours

Monday – Friday
8:00AM – 4:30PM

Bank | Insurance | Wealth

Dickinson, ND

323 18th Street W

Dickinson, ND 58601

Phone

Bank:
(701) 258-3300

Insurance:
(701) 483-1864

Wealth:
(701) 456-3390

Lobby Hours

Monday – Friday
8:30AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 5:30PM

Saturday
8:30AM – 12:30PM

Bank | Insurance | Wealth

Bismarck, ND

207 E Front Ave

Bismarck, ND 58504

Phone

Bank:
(701) 258-3300

Insurance:
(701) 224-7044

Wealth:
(701) 250-5126

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 6:00PM

Saturday
9:00AM – 1:00PM

Bank | Insurance

Bismarck, ND

1313 Skyline Boulevard

Bismarck, ND 58503

Phone

Bank:
(701) 224-9200

Insurance:
(701) 250-8395

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Drive-up Hours

Monday – Friday
7:30AM – 6:00PM

Saturday
9:00AM – 1:00PM

Wealth

Beulah, ND

117 Highway 49 N

Beulah, ND 58523

Phone

Wealth:
(701) 873-4117

Lobby Hours

Tuesday
9:00AM – 4:00PM

Bank | Insurance

Belfield, ND

201 Main Street N

Belfield, ND 58622

Phone

Bank:
(701) 575-8282

Insurance:
(701) 575-8178

Lobby Hours

Monday – Friday
8:30AM – 4:30PM

Drive-up Hours

Monday – Friday
8:00AM – 5:00PM

Bank

Roseville, MN

2100 W County Road C

Roseville, MN 55113

Phone

Bank:
(651) 900-8888

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Brett Lawrence

VP & Commercial Loan Officer

612-524-5856

Boyd Malo

VP & Commercial Loan Officer

612-524-5857

Nate Urfer

Location President

612-524-5858

Bank

Eagan, MN

2640 Eagan Woods Drive

Eagan, MN 55121

Phone

Bank:
(651) 289-2222

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Charles Bauman

Commercial Loan Officer

651-289-2231

Rosie Davis

VP & Cash Management Officer

651-289-2223

Bryan Frandrup

VP & Commercial Loan Officer

651-289-2232

Stephanie Hansen

SVP, Chief Deposit & Cash Management Officer

651-289-2226

Colleen Karst

NMLS #486231

VP & Mortgage Loan Officer

(651) 289-2221

Dan McCarvel

VP & Commercial Loan Officer

651-289-2235

Dion Muchow

Location President

651-289-2230

Steve Peterson

SVP & Commercial Loan Officer

651-289-2236

Bank

Golden Valley, MN

6210 Wayzata Boulevard

Golden Valley, MN 55416

Phone

Bank:
(763) 398-3333

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Team Members

Abbi Deringer

VP & Cash Management Officer

763-398-5811

Kevin Doyle

VP & Commercial Loan Officer

763-398-5813

John Fritz

Location President

763-398-5824

Kriss Griebenow

SVP & Commercial Loan Officer

763-398-5822

Brett Howells

Commercial Lender

763-210-7735

Colleen Karst

NMLS #486231

VP & Mortgage Loan Officer

(651) 289-2221

Cristen Purdy

VP & Commercial Loan Officer

763-398-5817

Chris Young

SVP & SBA Program Manager

763-398-5815

Bank

Bloomington, MN

4470 W 78th Street Circle

Bloomington, MN 55435

Phone

Bank:
(952) 830-9999

Lobby Hours

Monday – Friday
9:00AM – 5:00PM

Jeff Elden

AVP & Commercial Loan Officer

952-837-0662

Mark Haug

Location President

952-837-0663

Jerry Hentges

VP & Commercial Loan Officer

952-837-0692

Rob Olson

AVP & Commercial Loan Officer

952-837-0683

Patty Pawlik

VP & Cash Management Officer

952-837-0673

Bob Rausch

VP & Commercial Loan Officer

952-837-0664

Phouvieng Sivilay

VP & Commercial Loan Officer

952-837-0674

Pang Xiong

Cash Management Officer

952-837-0684

Schedule an Appointment

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