Banking for Businesses > Cash Management
Having the right tools to manage your cash is critical.
We offer a variety of powerful tools to help you manage your cash more efficiently while minimizing risk. There are 262,143 different combinations, to be exact. But, we don’t expect you to navigate that on your own. Our cash management team has the knowledge and expertise to help you pinpoint the solutions that will work best for your business.
Account Analysis Statements
Intended for businesses with multiple accounts. Combine balances on analysis to provide the maximum earnings credit to offset fees. Analysis statements provide a summary of your service fees for the month, as well as an overview of your balances and earnings credit
Business Online Banking
Online services that grow with your Business. As a business owner or manager, your work is never finished. Fortunately, Choice can help simplify your finances every day.
Mobile Banking
Our mobile app is tailored to the specific needs of businesses. Review account balances, originate internal funds transfers, receive alerts and approve pending transactions all from the palm of your hand.
Zero Balance Accounts
Intended for businesses that desire separate accounts for payroll and flex benefits. These accounts are funded from your Commercial Checking account on an as needed basis.
Remote Deposit
Improve your cash flow and streamline the deposit processing function without ever leaving your office. Remote Deposit allows you to electronically deposit checks to Choice Bank from your desktop.
Lockbox
Our Lockbox outsources your accounts receivable receipt and deposit processing to the bank. Expedite the deposit process and reduce overhead by eliminating manual processing on your end.
Mobile Deposit
Make deposits without ever stopping into the bank. Use our mobile app to securely deposit checks to your account at Choice Bank within seconds from anywhere.
ACH Services
Intended for businesses looking to streamline payroll, pay vendors, or collect recurring payments from clients. It’s a concise way to manage and automate your ACH activity. Save time and money by eliminating check processing and paper based funds disbursements.
Bill Pay
Gain flexibility and efficiencies when managing payments to multiple vendors. Business Bill Pay allows you to schedule and initiate payments to vendors and individuals anytime and anywhere.
Wire Transfers
Transfer funds domestically and internationally in US dollars or foreign currency.
International Banking Services
Choice Bank offers a variety of International Banking services, including: access to Foreign Drafts, International ACH File Origination, Incoming and Outgoing International Wire Services, Issuance of Import/Export and Standby Letters of Credit, Documents of Acceptance, and Documentary Collection.
Business Credit Cards
We offer a variety of Visa® Business Credit Cards to help you manage your expenses.
Business Debit Cards
Add the convenience of a debit card to your Choice Bank business checking account.
Merchant Card Services
For businesses seeking to accept credit card payments from customers.
Purchasing Cards
Intended for businesses seeking to control corporate expenses. Purchasing Cards can consolidate purchasing transactions and travel and entertainment expenses into one easy program that speeds purchases, minimizes paperwork, and improves your bottom line.
ACH Verify
Protect your business accounts from electronic payment fraud by ensuring only debits authorized by you, post to your account.
Check Verify
Avoid the pains and financial loss associated with check fraud. Check Verify is an automated Payee Positive Pay system that allows you to detect and return fraudulent checks.
From Our Blog
Tools to Protect Your Business’s and Investors’ Funds
Learn more about tools available for your business that can help you manage your cash and protect your funds while also minimizing the risk of fraud.
READ MORE
Schedule an Appointment
Give us a few details and a member of our Cash Management Team will reach out to you shortly.