Everyone Deserves a Home

Let’s make your dream of owning a home a reality!

Get Pre-Qualified

It feels good to be home.

Choice offers a variety of home loan options customized to work with any income level. Our First Time Home Buyer Loans and FHA Loans can help you secure reduced mortgage costs and a down payment as low as 3%.

First Time HomeownersFirst Time Homebuyer Loans

Your first home brings anticipation – and perhaps a few fears. From pre-qualification through closing, we’re there with programs designed for you with low down payments and buyer assistance.

FHAFederal Housing Administration (FHA) Loans

If you need a lower down payment, or your credit history has a few flaws, an FHA loan may be right for you.

Expert Advice. Local Service.

If you think getting into a home needs to be difficult, think again. Our team will structure a home loan to best fit your financial needs. You’ll have access to a team of local and experienced home loan professionals who will make buying your first home easy, clear, and cost-effective. As a community bank, we can be creative and personalize the perfect home loan solution for you.

Lender

We understand that your first home is more than just a house:

  • It’s where you can paint the walls any color you want.
  • It’s where you have your own private space to raise your family.
  • It’s creating equity on your own.
  • It’s investing in your future.

Get Pre-Qualified Today!

The Choice Home Loans team is here to help you overcome the barriers to home ownership and achieve the American dream. Complete our application via the button below to see how much you qualify for.

Get Pre-Qualified

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Vikki Johnson

NMLS #418639

VP, Mortgage Loan Officer

O (701) 356-9684

D (701) 356-9684

C (218) 329-1344

headshot colleen

Colleen Karst

NMLS #486231

SVP, Mortgage Loan Officer

O (651) 289-2222

D (651) 289-2221

C (651) 353-1832

Candace Keipe

NMLS #400860

VP, Mortgage Loan Officer

O 701-356-9700

D 701-281-7866

C 218-230-8308

Tae Pifer Choice Home Loans

Tae Pifer

NMLS #1501600

VP, Mortgage Loan Officer

O 701-258-3300

D 701-751-5592

C 701-390-3042

Blair

Blair Sandy

NMLS #635025

Sr. Director of Residential Mortgage Lending

O (701) 356-9717

C (701) 426-5049

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Dexter Werner

NMLS #1868054

AVP, Mortgage Loan Officer

O (701) 356-9700

D (701) 551-3287

C (701) 214-7096