Home Loans > Home Loans Team

Deb Kolling

Mortgage Loan Officer

NMLS #1027681

Between finding the right home, deciding the best way to finance it, and finally moving in; the list of things to do can add up quickly. Deb knows how helpful it can be to have someone there every step of the way through the home loan process. Whether you are a first-time homebuyer or planning the construction of your dream home, Deb will help guide you and find the exact home loan that works best for your individual needs.

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Deb Kolling

1697 S 42nd Street
Grand Forks, ND

D 701.738.4311
O 701.746.6010

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Deb is ready to make your home loan process a smooth one. She believes building strong relationships and communicating throughout the entire process are key to a successful home buying experience. Deb has the determination, experience and knowledge to help you purchase the home of your dreams.

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Choice Home Loans is a division of Choice Financial Group. Certain restrictions may apply. Subject to credit approval. Institution ID #465995

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Areas of Expertise

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Building a home brings so many decisions. With our construction loan programs, you can focus on floor plans, cabinets, and paint colors – not your financing.

Conventional, Conforming, and Jumbo

Many buying or refinancing needs are met through conventional, conforming, or jumbo loans. The right option depends on your loan needs, your income and credit history, and your down payment. We’ll identify what’s best for your situation.

First Time Home Buyer

Your first home brings anticipation – and perhaps a few fears. From pre-qualification through closing, I’ll be there with programs designed for you.

Investment Property

If you’re ready for an investment property venture, we’re your financing partner. Together, we’ll set you up for success.


VA loans are an attractive option if you’ve served (or currently serve) in the U.S. military. Your loan is backed by the Department of Veterans Affairs (VA).

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If you need a lower down payment, or your credit history has a few flaws, an FHA loan may be right for you.

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Home Equity Loans and Lines of Credit

Put your home equity to work with a line of credit or loan. Buy a new car, consolidate debt or make home improvements.

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Vacation Home

Found the perfect summer lake cabin? Finance it through our vacation home options.

More About Deb

Deb Kolling Photos
Hi! I’m Deb. My goal for my clients is to educate them and make them feel “at home” throughout the home mortgage lending process. From helping clients choose the right mortgage product for the stage they are at in their lives, to helping you connect with a great realtor and insurance agent, to closing and purchasing, I will be your partner throughout it all! I have extensive knowledge in programs that assist first-time homebuyers and clients in purchasing or building rural homes, investment properties, and vacation homes along with primary homes. My passion is to create a relationship where we will work together again on your next home financing goal or dream.

When I am not at my desk, I volunteer with the Grand Forks Area Board of Realtors, the Thompson School Board, or as a religious education teacher. My passion is helping people which makes Choice Bank’s #PeopleFirst culture a great fit for my personal values.

I am a lifelong resident of the Red River Valley with my roots in Warsaw, North Dakota. My husband, Shane, and I are raising our 3 children, Jack, Claire, and Calvin near Thompson/Grand Forks and enjoy anything we are doing with them including traveling for all of their activities, spending time with extended family on the farm, or vacationing near or far.

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